In the ledger module, you can add your Bank OD A/C ledger to Munim.
After doing this, you will be able to manage your overdraft account. It is a type of account in which you can withdraw the amount even if there is no fund in your account. The bank sanctions a specific limit and your account can go in negative up to that limit. You have to pay interest only on the amount taken as a loan.

Create Bank OD A/C Ledger:

  • Go to the Account module in the left sidebar.
  • Click on the Create account button or press the Alt+N key.
  • Select Bank OD A/C ledger on the Under group ledger drop-down list.

Field Information for Bank OD A/C ledger:

Under groupHere select the Bank OD A/C. 
Account NameHere write your account name.Mandatory field
Short nameHere write your account short name. 
EmailHere write your account email id. 
Mobile noHere write your account mobile no. 
Tax registration detailsHere write your PAN/IT no. 
Set OD limitHere set the overdraft limit. 
Opening BalanceHere put your ledger opening balance. 
Is Active?Here if you select “Yes” then this account is shown in all modules and if you select “No” then this account is not shown in all modules.


Alt+SSave-This shortcut is used to save the ledger details.
Alt+CCancel- This shortcut is used to cancel the ledger details.
Alt+DDiscard- This shortcut is used to discard the ledger details.